Confirmed: the SSA will deduct half of the benefits from July onwards for those who received excess payments

Illustration: Uncle Sam cuts a Social Security card, representing SSA's July 50 % benefit deduction for overpayments.

The Social Security Administration (SSA) has confirmed that beginning in July 2025, beneficiaries who were paid more than they were owed between 2015 and 2022 will see half of each monthly check withheld until the debt is cleared. The move targets roughly $72 billion in improper payments. Roughly two million retirees, disability recipients, and survivors may be affected, according to the … Read more

Great break for retirees: IRS offer lets you cut Social Security arrears fast

Man with cash-filled briefcase and Offer in Compromise form in front of IRS logo, showing lower Social Security debt payments.

Millions who owe the Social Security Administration (SSA) can now clear their balance for a fraction of the original amount, thanks to the IRS “offer in compromise” program. The SSA has confirmed that struggling beneficiaries may settle old debts for as little as 80 percent of what they owe—and sometimes even less—if they prove full repayment … Read more

July 9 Social Security checks: how much money lands in retirees’ accounts this Wednesday?

Fan of U.S. dollar bills representing July 9, 2025 Social Security checks after a 2.5 percent COLA boost

Bigger checks, strict dates, and what every retiree should know before Wednesday arrives. If your birthday falls between July 1 and July 10, the Social Security Administration (SSA) is lining up your July payment for Wednesday, July 9, 2025. Thanks to this year’s 2.5 percent cost‑of‑living adjustment (COLA), the deposit will look a little healthier—yet there are caps and deadlines … Read more

Retirement at 67? Social Security’s new age rewrites the rules

Senior man reviewing Social Security benefits on tablet with U.S. documents in background

The full retirement age edges higher again, reshaping timelines, benefit amounts, and the way millions of Americans map out their golden years. For workers born in 1959, the finish line just moved—full retirement age (FRA) climbs to 66 years and 10 months on Jan. 1, 2025. Anyone born in 1960 or later still faces the 67‑year mark, yet even that number … Read more

Social Security in 2025: This is the average check for middle-class retirees

Social Security benefits form with $100 bills and pen on table

In brief, a worker earning the 2022 median household income of $74,580 would see about $1,869 a month by filing at age 62, yet that figure can climb above $3,000 by waiting until 70. Social Security remains the financial anchor for millions of middle‑income households. But relying on it alone could strain a budget, especially when one in five … Read more

A retiree’s dangerous financial trap: $150K in credit‑card debt and only Social Security

Elderly woman worried about credit card debt with Social Security card in background

When Jamie discovered his 72‑year‑old mom owed six figures, he feared the worst — but experts say there’s still a roadmap to relief. Jamie’s mother, a retired receptionist, recently admitted she carries $150,000 on a handful of high‑interest cards. With no savings and a monthly Social Security check of roughly $1,950, she’s falling further behind … Read more

Before and after: Social Security benefit dates shift around July 4 (Independence Day)—see full payment calendar

Young woman holding cash in front of American flag and 4th of July Independence Day sign

Many retirees and disability recipients will wake up to their benefits either just before or shortly after July 4, 2025—here’s exactly when the money lands, and who should check their account. Independence Day is around the corner, and having your benefit in hand before the cookout sure helps. Between SSI, retirement, and SSDI, different groups will … Read more

Working and receiving Social Security in 2025: what every retiree needs to know

Elderly man weaving basket while receiving Social Security income with cash and benefits documents in background

If you’re juggling a job and a Social Security check, 2025 brings fresh income limits that could nibble away at your benefits. Here’s the fine print—plus a few ways to stay ahead. For millions of beneficiaries who haven’t yet hit full retirement age (FRA), the Social Security earnings test decides how much of each monthly … Read more

Avoid taxes on Social Security: Where your Social Security is tax-free—State-by-state breakdown

Map of U.S. states highlighting where Social Security income is tax-free in 2025 with red "Tax Free" stamp

Congress weighs wider relief for retirees even as a handful of states keep levies in place. Millions of Social Security recipients may soon pay less to the IRS, yet state tax bills could still bite. Lawmakers are debating the One Big Beautiful Bill Act, which cleared the House by a single vote and now faces the Senate’s gavel. Its … Read more

Goodbye to full benefits at age 65: Social Security sets a new retirement age starting in 2026

Scissors cutting Social Security card over a pile of money, symbolizing benefit reductions and retirement age changes

Millions of future retirees will find that hitting the magic birthday for 100 percent benefits is shifting again, and the clock is already ticking. The Social Security Administration (SSA) has confirmed a new full‑retirement benchmark that starts on January 1, 2026. Anyone born in 1960 or later must now wait a little longer to claim their benefit in full—bad news … Read more

Data deficit endangers 2.5 % Social Security increase, according to congressional advocates

Stacks of coins spelling "INFLATION" in front of Social Security card and U.S. currency.

Will your next COLA really cover climbing costs? Advocates say a modest 2.5 percent boost is on the horizon, but cracks in the data‑collection system could trim that raise before it ever reaches your wallet. Millions of retirees count on the annual cost‑of‑living adjustment (COLA) to keep pace with rising prices. The Senior Citizens League (TSCL) … Read more

SSI confirms $967 July payment hitting accounts Tuesday, July 1: these are the people who will receive it

Social Security cards with July 1, 2025 calendar circled for upcoming SSI payment

Millions of low‑income Americans can look forward to a timely boost next month: the Social Security Administration (SSA) has locked in Tuesday, July 1 as pay‑day for the July Supplemental Security Income (SSI) installment, worth up to $967 for single filers. The extra cash matters because SSI is the safety net reserved for people with very limited … Read more

Say goodbye to retiring at 65: Social Security sets a new full retirement age for 2026

Senior man in a deck chair raising his arms before a large Social Security card and American flag backdrop.

The Social Security Administration confirms that January 1, 2026 will mark the final stop on the retirement‑age roller coaster, freezing the full retirement age at 67 and closing an era of incremental hikes. Starting in 2026, American workers born in 1960 or later will need to reach age 67 to receive 100 percent of their Social Security benefit. The … Read more

The SSA confirms deposits today, June 12, for Social Security beneficiaries who meet these requirements

Social Security card alongside several hundred-dollar bills, symbolizing SSA’s June 12 deposits for eligible beneficiaries.

Millions of retirees and disability beneficiaries will receive their money earlier than expected this week, and Florida SNAP users will get new funds right after. Here’s what you need to know in less than five minutes. The Social Security Administration (SSA) has confirmed that a special payment of retirement, survivor, and disability benefits will be … Read more

Plan to erase taxes on retiree benefits lands in Congress—who wins and who pays?

Donald Trump gestures in front of Social Security cards, symbolizing his plan to end taxes on retiree benefits now in Congress

Social Security checks keep millions of older Americans out of poverty each year, but a new plan from President Trump might reshape this crucial safety net. If enacted, half of all retired beneficiaries could see a raise, though many experts warn of potential long-term pitfalls. According to the Center on Budget and Policy Priorities, around … Read more

SSA bars staff from accessing general news sites on work devices

Elon Musk walking through capitol hallway holding coffee with security officers behind him

The Social Security Administration (SSA) recently announced fresh guidelines prohibiting staff from accessing general news websites during office hours on government-furnished devices. According to an official statement, this move aims to ensure that SSA personnel remain focused on essential tasks and on delivering quality service to the public. In the internal email sent Thursday, agency … Read more

New SSA update confirms $5,108 benefit for workers retiring at age 70

Businessman in navy suit and yellow tie seated before blurred Social Security card, illustrating retirement-benefit news

Social Security payments can now reach $5,108 per month if you delay your benefits until the right age. This update could affect millions of Americans who rely on these checks during their retirement years. In 2025, the Social Security Administration (SSA) confirmed that $5,108 is the highest monthly payment possible. However, not everyone will qualify. … Read more

Social Security confirms it will block payments for those who skip the mandatory Login.gov update

Login.gov sign featuring a red shield keyhole icon, illustrating the new secure login required by Social Security

The federal agency aims to secure beneficiary data and streamline online services, warning of suspended payments for anyone who fails to comply. The Social Security Administration (SSA) has issued an urgent notice to all beneficiaries: if you created a My Social Security account before September 18, 2021, you must switch to Login.gov or risk missing … Read more

No break at 67 – new bill forces Americans to stay on the job for slimmer benefits

Close-up of Donald Trump next to Scrabble tiles spelling “Social Security,” illustrating proposals to raise the retirement age and trim benefits.

The trust fund that supports Social Security pensions could run out in less than a decade, sparking a national debate that questions one of the country’s most established benefits. Current proposals include raising the retirement age beyond 67 and cutting monthly payments, unsettling workers of all ages. For millions of Americans, Social Security has long … Read more