Millions of low‑income Americans can look forward to a timely boost next month: the Social Security Administration (SSA) has locked in Tuesday, July 1 as pay‑day for the July Supplemental Security Income (SSI) installment, worth up to $967 for single filers.
The extra cash matters because SSI is the safety net reserved for people with very limited income and assets. If that sounds like you or a loved one, read on—there is still time to make sure everything is in order before the money drops.
Eligibility rules every supplemental security income applicant must satisfy in 2025
These are the three requirements to be eligible for Supplemental Security Income (SSI) payments:
- Income ceiling. Earn no more than $2,019 a month from work. Non‑work income—such as unemployment or a small pension—counts dollar for dollar against the benefit.
- Resource limit. Own no more than $2,000 in countable assets ($3,000 for couples). Your primary home and personal effects are exempt.
- Age or disability. Be 65 +, blind, or meet the SSA’s strict disability definition, which requires that the condition last at least a year, substantially limit work, or be expected to result in death.
How and when the social security administration will deliver the july 1 checks
Because July 1 falls on a Tuesday, the agency will push the funds that morning by direct deposit or Direct Express. Paper checks, while still possible, can lag several days—why risk it? Eligible recipients who switched to electronic delivery report faster, more reliable payments. Here’s a quick look at this year’s maximum amounts:
| Filing status | 2025 monthly maximum |
|---|---|
| Individual | $967 |
| Couple | $1,450 |
Keep in mind that very few beneficiaries receive the full figure. For every $2 you earn from work, SSI shrinks by roughly $1; for every $1 of other income, the reduction is nearly dollar for dollar. Confused? You’re not alone—local SSA offices can run the exact math before you apply. These are the steps beneficiaries can take now to avoid payment delays next month:
- Verify your bank details through mySSA or by calling 1‑800‑772‑1213.
- Report any change in wages or assets immediately; failure to do so can trigger overpayments and penalties.
- Consider the Direct Express® card if you lack a checking account—funds load automatically, much like a SNAP EBT card.
Wondering whether the July benefit could arrive early? Only holidays can move the date, and Independence Day lands on a Friday this year, so Tuesday’s schedule stands firm.
The July SSI round will top out at $967 for individuals and land on July 1. Meeting the income, asset, and disability or age tests is essential, while choosing electronic payment is the quickest path to your money. Check your status now so there are no surprises when the calendar flips.