Families claiming the Child Tax Credit must prepare for a change this month: the Social Security Administration will now require stricter identity verification. This shift could affect how fast you receive your payment, so let’s break down what you need to know.
April has always signaled tax season and a flurry of paperwork. However, parents claiming the Child Tax Credit (CTC) face an added layer of procedure this year. The Social Security Administration (SSA) has put new ID verification steps in place to prevent fraud, meaning you’ll no longer be able to prove your identity over the phone.
New identity verification requirements for the Child Tax Credit before filing
The Child Tax Credit is a popular benefit among American families seeking financial relief during tax time. It can provide up to $2,000 per qualifying child, either reducing your tax liability or increasing your refund. With the latest SSA announcement, verifying your identity must now be done online or in person—goodbye to the convenience of phone verification. What does this mean for you?
- If you’re a new applicant or need to update direct deposit details, you can’t call in your ID verification.
- Instead, you’ll use the “My Social Security” portal or visit a local SSA office.
Steps for verifying your identity online through the my Social Security portal effectively and without Stress
Wondering how to manage this online? The process is relatively straightforward:
- Create a My Social Security Account
- Provide basic details like name, address, and Social Security number.
- Set Up Multifactor Authentication
- Receive a code via email or text to confirm it’s really you.
- Upload Valid ID Documents
- A driver’s license, passport, or state-issued ID will work.
Make sure all documents are clear and up to date. After verification, you can safely submit or modify CTC-related information. Above is a short list of steps, but always double-check the SSA website for official guidelines and deadlines.
Table comparing previous phone verification process with the new requirements for CTC applicants
This table highlights the differences you’ll notice if you’re used to the old phone-based system. Can they charge a fee for in-person verification? The answer is no. Local SSA offices do not charge fees for verifying your documents and identity. However, make an appointment ahead of time to avoid long lines.
| Aspect | Previous Method | New Method |
|---|---|---|
| Verification Channel | Phone | Online or In-Person |
| Ease of Access | Relatively High | Moderate (Account Setup Needed) |
| Fraud Risk | Higher | Significantly Lower |
| Time to Complete Process | Quick Call | Possible Extra Steps Online/Office |
Rural communities might feel the most impact. In-person options may require a long drive to the nearest SSA office, and internet connectivity in some areas can be spotty. If you find yourself in this situation, try scheduling well in advance or consider reliable online access at a local library.
Remember, if you currently receive the Child Tax Credit and don’t need to update your details, you’re set. But if you do need to modify direct deposit information—or if you’re applying for the first time—you must follow the new protocol.